Cash Back Credit Cards

There's nothing better than free money! Companies offering cash back credit cards pay you a rebate consisting of a percentage of the amount you charged on their card each year. The more you use the card, the more cash you get back. This is a win-win situation: you get a little bonus, and the credit card company gets increased usage.

The amount of cash back you'll receive can vary from .25 percent to five percent. With a full five percent rebate, $6,000 in spending will earn you $300 in rewards. However, offers vary widely even within the same company, and there are always terms and conditions that apply. It can be difficult to figure out just which offer ends up being the best for you.

CreditCard-Search.com Sorts Them Out

At CreditCard-Search.com, it's our job to sort out all these different possibilities and recommend only the best ones to you. There are many elements to take into consideration besides simply the advertised rate of cash back bonuses. Does the card charge an annual fee? What interest rate applies? Does the cash back offer cover all purchases, or only purchases at specific venues? Do you have to accrue a certain minimum before you'll get anything back?

Which of these two options would be the better choice for you? One card gives you a three percent rebate, has no annual fee and an interest rate of 14.9 percent. Another gives a five percent rebate on specified purchases, has a $35 annual fee and charges 12.5 percent interest. Put down the calculator, put away the aspirin bottle, and let us figure it out for you. We'll take all the variables into account and recommend the best card for your pattern of use.